Need A Quick Loan

[carla87]

Hi does anyone know where I can get a short term loan for �1,500, I have a default payment on my credit history that wasn't even my fault but no one will touch me.

I need it for a holiday but need it within 2 weeks, I live with my mum and dad so can easily pay it back within a few months.

Does anyone know who could help?

[bednobs]

Hiya, my advice would be if you can easily pay it back in "a few" months, then just save up for a few months and then go on holiday

[carla87]

Hi

unfortunately its not an option i go on holiday in 2 weeks! its already booked!

[sara3]

you booked a holiday without having the funds to pay for it?

looks like a loan shark is your only option.

(I am joking, of course!)

[carla87]

Hi i didnt book it i am replacing someone, just need to see if anyone knows of anyone is all?

[redcrx]

can the person youre replacing pay it and you reimburse them?
have you asked your parents?

[bednobs]

well i know this is not very helpful, but if you can't afford it, just don't go! It's the best way

[carla87]

Hi

my mum and dad would normally lend it to me but they can't at surch short notice and the person will repay me but not before i go so this is the only option really will be gutted if i can't go!! I am sure I will find a way!

[samuelcat]

You could ask your bank.
Having a default doesn't mean they wont lend.
I suppose it depends how much it was for,when it was and if you repaid it.

[carla87]

I haven't got a clue what it is or for how much i think it may have been a contract phone i took out that didn't work i had endless hassle with three!!

[carla87]

my bank said it was because i defaulted why would they make that up?

[bednobs]

Longer term, you need to get a copy of your credit report and find out what the problem is, then recify it!

[carla87]

Yeah I mean i definately will sort it but in the meantime i need one in 2 weeks, i have just spoke to a cash lender so hopefully it will be sorted yay!

[factor-fiction]

If you cane asily afford to pay it back within a few months you should have easily been able to build up savings previously... but as you haven't been able to build up any savings then I don't see how you can be sure you will easily pay back any loan. My advice would be sort your alleged debt out, build up quite a cushion in terms of savings- then think about splashing out on a holiday.

[factor-fiction]

Well done on finding potential lender... but I guess you'll have quite a fee / interest rate to pay. I just hope you can soon clear your debts and start to build up savings... and think about a pension before you splash out on other things you can't afford. You may need a mortgage one day, too.

[carla87]

Hi already had a mortgage but we split up so we had to sell so i know i can get one, but thanks for everyone's although i feel like i have just had a lecture rather than help haha only messing! Unfortunately not very good as saving i am a 22 year old girl who likes clothes and make up!!!! I managed to get a loan from a friend so don't have to pay any intesest thank god here i come zante!!