unprotected loan

[Cider]

if i took out an unprotedcted loan and then died before i had paid it off, how would the bank get its money back, would my next of kin be made responsible?l

[bednobs]

it would be paid out of your estate -ie anything you own would be sold (house, car, personal posessions, jewellery, furniture etc) and then, after basic funeral expenses, the loan ould be paid back (before any beneficiaries in your will recieved anything). if you don't have ANY estate then the debt dies with you. There are no circumstances where a loan purely in your sole name get passed onto relative after you die