ChatterBank1 min ago
Is this a scam? help and advice required please...
3 Answers
On a yearly basis I receive a threatening letter from a company called Credit Account Management (CAM) on dodgy letterhead with a PO box address in Weybridge. Stating I have an outstanding balance of £289.35 with KAYS/Shop Direct. I used Kays about 8 years ago and made a one off payment for an item I ordered the account was settled. Over the last 2 years I have been receiving these letters saying my account has now been passed to Phoenix Recoveries and I must pay this outstanding amount at a post office using the barcode on the bottom of the letter. I checked my credit report on Experian I have an excellent credit record, no outstanding debts etc. I have been advised not to reply or enter into a conversation with this company and just ignore letters, as any debts after 6 years old are "statute barred" anyway. Is this some kind of scam? Seems strange they only demand money on a yearly basis....
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Send the company an e-mail and see what the response is.
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