I used to be terrified of them, but living in an old cottage which is home to dozens of them I have learned to live with them and respect them. I still can't touch them unless they are very small. I also made a decision that my son would not grow up terrified of spiders like I did, so I never let him see my original fear and I gradually began to get used to them.
However, like you, I would, never ever kill one intentionally. They do me no harm and they have a place in the world and hopefully keep the flies down.