I am so sorry to hear of you loss,being out of work too, and trying to organise/pay for the funeral can't be easy.
This:~
http://www.dwp.gov.uk...neral-payments/#whofp
Is the DWP's Official Webpage regarding help with funeral payments.
You must be on some sort of benefit before you qualify,but have a read of it and see.
BTW tamborine,
While I know that your intentions are good,
Your link is to an Isle Of Man Government website,where laws/rules are very different to those of the UK.