diving with no insurance

[caila25]

can you help. my boyfriend has just passed his test 1 week ago and has been driving my car with me as passenger. we got pulled of police for no insurance as it had been cancelled without us knowing. i am the policyholder and who pays for the insurance. the police have siezed the car and said i was getting 6 points but then changed there mind and didnt but what wil happen to my boyfriend as as far as we were aware we were insured and i dont want him to lose his licence because of my mistake

[caila25]

no im not angry i asked a question what will happen people started wanting to know the full ins and outs so i got annoyed the fact is i wonderfully fluffed up which i admit to

[ummmm]

People need details to give accurate answers.

[cherrychapstick]

your insurance company would NOT cancel your insurance after one missed payment , they would send you a letter asking for payment and ask you to set up another direct debit!

i know this as fact as it has happened to me on a few occasions.

[caila25]

well it did and this isnt the first time something like this has happened

[caila25]

well people im going to bed as i a need to get up early for my son and for the police station so i will get griefed off you's soon

[cherrychapstick]

1st thing did you not notice it had not came out your bank?

if i had changed banks i would have checked to make sure!!

3 weeks is a very long time are you sure it only came today? quite convenient if you ask me!

quinn i think is an irish company it could have been delayed because of the airports being down but still think 3 weeks is a little long and still don't think they would have cancelled that quick maybe when your 2nd one never came out , did they not phone you?

[cherrychapstick]

Last thing Phone up quinn insurance , they are an Irish company but do have one depot in Manchester , explain that you changed your bank detail and what date this was done, they will be able to check the phone records, hence they will be able to clear up the misunderstanding if they ask why you didn't check you bank to make sure it had been taken out (because it is your responsibility to do so) , tell them you did on the day it was due to come out but had given them a few days incase there was a delay because you had just changed details, and then you had forgotten about checking again (people make mistakes )