Quote:
"You may have to pay a fee for buying currency. Check before buying to see how much you'll have to pay. If you use your Santander Visa debit card, or Santander cash card to withdraw cash abroad, a cash handling fee of 1.5% of the value (min £1.99) will be applied. The bank whose cash machine you're using might also charge you a fee. If you use your Santander card outside of the UK, a fee of 2.75% of the transaction value will be charged. If you withdraw money from a cash machine there is an additional handling fee of 3% (minimum £3) when you use a Santander Credit Card.
For up to date information or advice on using your credit card worldwide or to withdraw cash, please call our Customer Service Helpline, available 24 hours a day on 08459 724 724"
Source:
http://tinyurl.com/36l3nmq
Chris