Speeding Camera

[Akakpo]

My friend from Kenya borrowed my car and I recently got a letter from the Old bill with a form included requesting to be completed with the driver information. I have done that and returned the form and in response, Old are now saying I need to provide the drivers insurance details as she is a non UK resident.

Problem is I am responsible to ensure she has Insurance? As far as I am concerned, I have provided the conatct name and address so why should i provide her insurance details?

[redcrx]

Im sure there is an offence of allowing someone to drive your car uninsured.

I was only saying to friends the other day how so many holiday visitors seem to drive friends cars and get caught speeding. Maybe the police are now looking into how and why this seems to be happening.

Why would you lend your car to someone, even a good friend, without checking they were insured to drive it?

[hc4361]

The offence of allowing, causing or permitting a person with no insurance to drive your car is exactly the same as driving with no insurance.
It is your responsibility to ensure anybody who drives your car has the proper insurance to do so.

[Nosha123]

to hc4361

What measures would you take to ensure this... WOuld you take your friends word for it - or insist on seeing their policy certificate?

Just interested in how far you would ask for proof - assuming of course they are not borrowing your Ferrari.. in which case you might want to hold their children hostage until they return it safely!! ;-)

[jake-the-peg]

You have to ask to see the certificate Nosha

New offence in the Road Safety act a few years back - the onus is on the car owner to ensure that anyone who drives their car is properly insured.

If you asked to see a certificate and it later turned out that had been withdrawn but the certificate not returned you'd probably be OK.

Magistrates are unlikely to look kindly on the "would you ask to see a mate's paperwork" defense

Worth bearing in mind if you're ever selling a car privately

[hc4361]

I would always check their policy if they wanted to drive my car, or wanted me to drive theirs if they insisted I was covered on their policy to do so.
Too many drivers assume they are covered for 'any other vehicle' just because they have fully comp insurance, and that simply is not the case.

[redcrx]

"Too many drivers assume they are covered for 'any other vehicle' just because they have fully comp insurance, and that simply is not the case. "
thats very true, it happens a lot. But to assume that a kenyan insurance policy would cover driving other peoples cars in other countries? thats pushing naivity a bit far.

[boxtops]

There was a post a couple of weeks ago about this subject, someone driving without insurance, and as I recall, the opinion was that it's the responsibility of both the car owner and the driver to make sure that they are insured. The owner can be done for permitting the person to drive without insurance. We need extra cover/proof if we drive in other countries, I presume your Kenyan friend would need to do the same in order to drive legally here.