Action For Children Quiz Winter 2024 C/D...
Quizzes & Puzzles3 mins ago
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For more on marking an answer as the "Best Answer", please visit our FAQ.Since you have no insurance you will have to do all the work yourself. First, quantify your loss and obtain repair estimates for your car. Second, gather and commit to paper all evidence that the other party was to blame. This includes a description of the occurrence, diagrams and possibly pictures of the scene, and details of independent witnesses who will say that the other vehicle hit yours as stated and caused the damage. You will need formal witness statements as soon as possible so the details are still fresh in their minds, but you do not need to disclose these documents at this stage. Merely informing the other side of their existence is enough.
Now you need to copy all of this to the driver and the registered keeper of the other vehicle. It was the driver who cased the damage so they are liable for your damages. However, they may be covered by an employment contract and be acting as "an agent or servant" of their employer, and liability may well be transferred to the employer. The employer will probably be the keeper or owner of the vehicle. That is why it is wise to copy your claim to the registered keeper of the vehicle. If the other vehicle failed to stop after the accident, they may or may not have reported it to the police. In either case, you must report it and thereby obtain the Registered Keeper's details. You have the right under the Road Traffic Act to demand the insurance details from the driver and the registered keeper.
You then have to keep up the pressure by correspondence and telephone follow up to encourage the other party to make you an offer.
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