New here and don't quite know where to post this. I hope this is the right place.
I have a close relation who is nearing retirement. Many years ago she worked for the civil service but was dismissed due to 'gross misconduct'. Nothing really dreadful, but just a complete mix up, but that is not the question. She had been paying into the Civil Service pension scheme for about 10 years before this happened. Obviously the employer payed in as well and she can understand that she won't get a pension, but what happens to all the payments made by her and deducted from her pay. Surely, it can't be right that she will lose this money?
She doesn't want to take it up herself as she finds it embarrassing. Is there anybody that has any firm knowledge about this.
Builder a very comprehensive answer and hopefully AnyQuestions will pursue on his relative's behalf. As said I can only answer on my own circumstances which is with the Classic pension which I've been with since 1992 and is non-contributory apart from widows and orphans benefits. The lady in question will not be in the newer schemes as I think it all happened quite a long time ago.
Thank you very much Buildersmate for your very good answer and the links provided It would have been the 1972 scheme, so there may be no hope. But I will find out come what may!
Thanks everybody on this thread. Your help has really been appreciated.
I 'retired' age 40 from the civil service due to health problems. I get a final salary based pension.
I also contributed to a widows pension - even though I was single. I was always under the impression that this element was paid if you were single at the time of your normal retirement age.
I feel sorry for your relative - her 'crime' of gross misconduct was probably over nothing at all. The civil service was pretty strict way back then.
I hope you get it sorted out - us pensioners need all the money that we can get our hands on.