Boxtops, ever since I read something about a spider being controlled totally by a nervous system rather than a brain (or something like that) I have been unable to bring myself to believe he is more afraid of me than I of him. Sorry boy - up the hoover with you!!
Chokkie, I've encountered many like that on my travels - but most have been confined to webs in trees and bushes and have, thankfully, been easy to avoid. It's when they're running around a room, or sitting menacingly on a ceiling waiting to 'get me' I panic. The stupid thing is I know it's stupid, but that changes nothing!! :o)