Insurance for gas, plumbing electrics etc

[meglet]

I have a Homecare agreement with British Gas which covers all repairs and servicing to my boiler. I have now been quoted to upgrade that to cover plumbing and electrics but at £36.92 per month for me and £22.97 for new customers I feel slightly as if I'm being mugged over.

Does anyone know of any other similar types of cover avaialble so I can get an alternative quote?

[DocHH]

Hello meglet,
I had the BG cover for the Central Heating. Their costs were escalating, despite my loyalty. I had a quote from Southern Electricity, for the same cover that saved me £60.00 in the first year. I did give BG the opportunity to reassess their quote, they refused to do so. I have never had "Electrics Cover" from BG. Southern Electricity do offer it as part of a package with the "CH" homecare agreement, but I cannot help with any indication of their charges.

They also offered £40.00 off my energy bill if I switched to them. I didn't. The following phone number may help with any contact with "SE".

0845 076 0525

I found the switch from BG painless, and the "SE" "Engineer" phoned to tell me approximately when he would arrive to do the initial inspection and service.

[boxtops]

I've got a contract with the plumbers who installed my boiler, they maintain it every year - £65 p.a.

[AlBags]

£443 per year is a typical British Gas rip-off if you ask me.
Speak to a local plumber/boiler fitter.
A decent brand boiler should give very little trouble for years.

[meglet]

Mmm. The cover expires at the end of Oct so I think I'll cancel it. Having one contract that covers all the electrics and plumbing and boiler sounded like a good idea but frankly nothing has gone wrong so I may as well chance it. I think you can be over-insured actually.

[hc4361]

I have a relatively small sum in a savings account (£1000) and a credit card for these emergencies.
30 years on I'm still waiting for the emergency.

[4getmenot]

dont bother with homserve, thats what contents and building insurance is for, same thing, your building insurance will cover drains, plumbing etc, your house insurance should cover electrics

[Hopkirk]

Personally I will not do any business with British Gas.

They are on Witchdog and in the papers so often for poor service that I wouldn't trust them.

[4getmenot]

yer and they probably use homeserve who are pretty cr@p too if you do have anything wrong, slowly losing contracts all over the place

[meglet]

I think a rainy day account with existing building and contents cover is the best option. Thanks all.