lol, i dont really. The kids dont get pocket money, they are too young. But when they get birthday money it goes to me and i will then allow them to buy something they want with it.
My change jar gets counted up every so often and the money split between their bank accounts.
I dont have the need to borrow from them, but if they had money in change tin and i was broke and couldnt afford to feed them then, yes, i would "borrow" it
I have done - they always have cash and sometimes if you are on your way out somewhere it saves a detour to get to a cash machine. I do however always put in an IOU so that I don't forget. On the other hand - if we are out and the kids see something they want to buy - I say that they can pay me back for it later, but I often don't take the money out their banks, so they do very well out of it really.