indemnity insurence

[13579]

i am in the process of buying a house and apparantly a wall was knocked through from lounge to diner however there is no paper work for this from the vendor to say building regulations were given when purchased two years ago it was proberably done beforebuilding regulations were required and it appears a good job was donebut my surveyours say that an indemnityinsurence should be supplied by the vendor what is this and how does this effect me as the buyer

[R1Geezer]

indemnity is a one of premium to insure against a partiicular event.

[Count-A-Strong]

If the alterations were carried out before 1966 when the modern version of building reg's was introduced, then your surveyour is talking rubbish. It might not even be a 'structural / supporting' wall.

[themas]

This type of insurance is not normally costly. You should certainly insist on having it (at the vendor's cost) as otherwise you could be liable for any costs resulting from failure to obtain building regulations approval & you could have a similar problem yourself when you come to sell.

Perhaps more important is to make sure your surveyors report confirms without qualification that he/she is satisfied that the work has been done properly & that there are no risks to the property structurally.

[mrs_overall]

We moved house 3 years ago and to cut a long story short, were told we needed indemnity insurance. The quotes we obtained were all under £100 and the vendor eventually paid it.
I would say your vendor is responsible