Are Royal Mail vehicles insured?

[steveyk]

Not sure where to post this but motoring seems most relevant. My mate says never crash into a postmans van, because all Royal Mail vehicles are not covered by any insurance because they are working for the Royal Mail, and, like the Queen, do not legally require insurance. Two ex-policemen we know both say that its true.

I dont think its true. Anyone know if it is?

[buttchester]

The area that I work in deals with road traffic accidents so I have to contact the insurer of any driver or vehicle that collides with any of my clients.

Royal Mail do have an insurance policy with AXA although they choose to deal with any claims directly, as this helps keep premiums low. The only groups that I have known to not require an insurance policy are Government departments, such as The Forestry Commission.

When large groups such as Royal Mail, the police or the military contract to an insurance policy, there is an agreement for a massive policy excess, in some cases as high as �1,000,000. It therefore makes sense to deal with the claim directly. This is also done with large delivery firms and bus companies, where many accidents are expected.

They should deal with claims in exactly the same way as usual insurers though.

[Kristorr]

Insurer Vehicle Services AMC Birmingham Tel No 0121 2551265
Just been clobbered by R.M. van gave me a card with details on but shows wrong phone no (an estate agency). Managed to get the one above which works.