trasfer of equity

[mthew]

my father wishes to have my name put on the deeds to his property with no mortgae so that I can apply for a mortgage for home improvements. Can he do this if so what route should we take

[Didwot]

Do you mean that your father wants to raise funds for home improvements, but cannot do so, and therefore wants you to join into the arrangements?
If you are happy with this, and you should make sure that you agree with him exactly what you are each letting yourselves in for, for example what if one of you wants to sell the house, how much will each of you be entitled to when it is sold, what happens if one or other of you dies etc etc, and get it written down properly and signed, then all you have to do is fill out a Land registry form TR1, fill out a SDLT form, send the SDLT form to HM Revenue and Customs, and pay any Stamp Duty, get the SDLT certificate, send the paperwork to H M Land Registry, and pay their fees. You now have the property in joint names, but it may be easier to get a lawyer to do it for you, particularly as you will probably be instructing a lawyer to deal with the mortgage anyway.

[sandras]

If there is no mortgage on the property, it may not assist you.

Getting your name on the deeds would only benefit in the event of his death - in that you would guarantee a payout should you sell the house.

But to be 100% sure, consult a solicitor.

If the property needs home improvements, consult a mortgage broker - if you need details of a good one get in touch with me.

Best of luck : )