Can I cancel credit agreement, credit company changed the amount

[Lydeard]

On 19th January I signed a credit agreement for £11,000.00 for a fitted kitchen. This was interest free credit. Today 18th February I recieved a letter stating that I must have insurance, The balance is now £12,287.00 Can I cancel the agreement. At no time was I informed of extra charges.

[ummmm]

You might be better posting this in the law category....

[TonyV]

Have you read all the documents - seems strange that 1 month has passed by then you are slammed by charges

[alexanderd]

What is the insurance for?

[Count-A-Strong]

£1287 for insurance?

[society]

Why don't you call them and have a chat. Tell them exactly how you feel and what the original agreement was, hear what they have to say. Credit card companies want business and would compromise or even knock of the extra charges.

[ummmm]

Society - It's not a credit card. It's a kitchen on a credit plan, I assume with the kitchen company.

[Lydeard]

Have read small print and there is nothing about extra charges for insurance. The kitchen not due to be fitted until March. Have phoned them and the insurance company promised to call back Still waiting. Will post this on the law section.

[Lydeard]

Homebase.

[society]

Oh yer Ummmy, don't know why I had credit card in mind. Sill me eh!

Is the kitchen currently in progress or has the job not started as yet? If it has not started then you could try to talk your way out of it.

[Lydeard]

Going to visit them tomorrow. First going to bank to delay payment.

[ummmm]

Did they tell you what the insurance is for?

[Lydeard]

Deposit payment,balance payment and Work in Progress Insurance.