my credit rating

[ttshandy]

I have now tried four FREE credit rating sights ,who one way or another want to charge me £15plus to find out my credit rating..is it actually possible to find out for free?

[Davethedog]

Go into any bank and ask for a credit card - if they give you one your credits good if they don't its bad.

Have you ever been in arrears? Had a CCJ? If not your CR is probably good.

Not all cons are illegal, you don't need this check unless you might think your identity has been stolen,

[237SJ]

Not sure about credit ratings but if you want a credit report you can get the statutory credit report from equifax for £2. I did mine a little while ago. They send it in the post.

[bushbaby_de]

Credit ratings are calculated differently by each lender anyway, so none of this sites will be able to give you a definitive answer. They can highlight any obvious problems though, so can be useful in some cases.