Your normal security, decent passwords and a bit of common sense.
It's worth noting that some banks offer free subscriptions to anti virus programs, some of these are well worth taking up if you currently have free AV.
cheers chuck
would vista firewall, malwarebytes, adaware and microsoft security essentials be ok?
it is just the steggess cant get out much due to illness, she got a card reader, but i do not know anything about on line banking and security that goes with it
Yep that will be fine, the most important thing with online banking is not to get caught out by any phishing scams...
It's easy to ignore an email that says your account details need updating when you don't do online banking, but if you get one that looks like it from your bank and you do use online banking it's all too easy to let common sense slip for a second, click on the link and provide your banking details to a scammer.... this is the way most people come unstuck with online banking.
its not hard..never ever click links in emails that purport to be from anyone to do with finance....not even from Ban KI Moon who wrote to me recently offering me scads of money.
Not sure about the others but the bank I bank with used a thin client approach which means that all the actual stuff which you do online happens on their secure server, all that you get on your computer is an image of what is happening, nothing is stored...not saying that their servers are impregnable but they are probably loads more secure than my network.
Which? has recently evaluated online-banking security and rated Barclays as Excellent. First Direct, Lloyds, Nationwide, NatWest and RBS were Good. HSBC was average and Halifax was Poor.
hence the never ever rule McFluff. My bank says it will NEVER EVER send me a link in an email...so if I get an email with a link in, it isn't from them....simples.
My bank, Santander, recommends downloading Rapport from the bank's website. I believe other banks recommend this software too. Not only can you activate this to protect you when visiting your bank online you can activate it for any website where you enter personal details, user ID, passwords etc. Have a look at this
many banks have there own secutity systems in place (Rapport being one) also Natwest supplie a card reader , when prompted you have to insert your debit/bank card tap in your pin then a unique code is generated that is then entered on line...
As said most issues occure by responding to a dodgy e mail...
I reckon the online security of Barclays cannot be beat.
For those who don’t know how this works, rather than accessing your account(s) with a fixed password – you are supplied with a ‘calculator type’ device that provides a unique 8 digit number, used each time you log on. To obtain a valid number, you insert your bankcard into the device and enter the card’s PIN number – the device then (generates) displays an 8 digit number required to access your account.
Even if a key logger program was installed on your PC – the scammers could not access your bank account.