ChatterBank0 min ago
on line banking
15 Answers
going to start accessing bank details on line, what security package would you suggest i use for safe banking?
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For more on marking an answer as the "Best Answer", please visit our FAQ.Yep that will be fine, the most important thing with online banking is not to get caught out by any phishing scams...
It's easy to ignore an email that says your account details need updating when you don't do online banking, but if you get one that looks like it from your bank and you do use online banking it's all too easy to let common sense slip for a second, click on the link and provide your banking details to a scammer.... this is the way most people come unstuck with online banking.
It's easy to ignore an email that says your account details need updating when you don't do online banking, but if you get one that looks like it from your bank and you do use online banking it's all too easy to let common sense slip for a second, click on the link and provide your banking details to a scammer.... this is the way most people come unstuck with online banking.
Not sure about the others but the bank I bank with used a thin client approach which means that all the actual stuff which you do online happens on their secure server, all that you get on your computer is an image of what is happening, nothing is stored...not saying that their servers are impregnable but they are probably loads more secure than my network.
My bank, Santander, recommends downloading Rapport from the bank's website. I believe other banks recommend this software too. Not only can you activate this to protect you when visiting your bank online you can activate it for any website where you enter personal details, user ID, passwords etc. Have a look at this
http://www.trusteer.c...duct/trusteer-rapport
http://www.trusteer.c...duct/trusteer-rapport
many banks have there own secutity systems in place (Rapport being one) also Natwest supplie a card reader , when prompted you have to insert your debit/bank card tap in your pin then a unique code is generated that is then entered on line...
As said most issues occure by responding to a dodgy e mail...
As said most issues occure by responding to a dodgy e mail...
I reckon the online security of Barclays cannot be beat.
For those who don’t know how this works, rather than accessing your account(s) with a fixed password – you are supplied with a ‘calculator type’ device that provides a unique 8 digit number, used each time you log on. To obtain a valid number, you insert your bankcard into the device and enter the card’s PIN number – the device then (generates) displays an 8 digit number required to access your account.
Even if a key logger program was installed on your PC – the scammers could not access your bank account.
For those who don’t know how this works, rather than accessing your account(s) with a fixed password – you are supplied with a ‘calculator type’ device that provides a unique 8 digit number, used each time you log on. To obtain a valid number, you insert your bankcard into the device and enter the card’s PIN number – the device then (generates) displays an 8 digit number required to access your account.
Even if a key logger program was installed on your PC – the scammers could not access your bank account.