Is there anyone here knowledgable about travel insurance?

[Wrongn3mber]

I'm going away in september and need travel insurance but don't fully understand the whole ins and outs, I was also told by someone to open an account with a certain bank as they give you travel insurance but I understand this is charged at £12 a month? Im only going away for a week! Are there any travel insurance vendors that are better than others?

[Ouzel]

Have you tried Moneysupermarket.com - might be worth a look.

[Wrongn3mber]

Thanks ouzel I'm having a look now.

[jack daniels]

we take out insurance with the post office & had no problem when my son fell ill & we had to make a claim

http://www2.postoffic...avel/travel-insurance

Anna x

[Wrongn3mber]

Thanks jackdaniels I didn't even know the PO did insurance, Ill have a read of it later so thanks.

[jack daniels]

use this link to get a quote Wrongn3mber

http://www.postoffice...116603#quickquoteTool

Anna x hope it works xx

[joggerjayne]

I agree with JD.

The Post Office policy is good, and it's about £20.

[Prudie]

It depends if you have any health risks etc. We often just grab a readymade pack from the till at Tescos or the Post Office or use the link given above to find a cheap online offer. Having said that as yet we've never made a claim so don't know how good they'd be if we had to.

[Wrongn3mber]

Thanks all, Ill be going away for a week and will be on boats etc.. But have no current health issues.

[spudqueen]

Four years ago my family and my friends family went on holiday to Florida. Both our family and my friends family were covered by their bank accounts. My friends youngest son got an ear infection. They rang their bank and went to the hospital, but the hospital wouldn't recognise the details given by the bank, so they ended up paying by credit card. It was almost $100 for the prescription alone, plus the cost of using the hospital. When they got home they received a bill for the Doctors time. It cost over $1000 in total. They did manage to claim it back from their bank, but it took them almost a year.

Ever since then I have always taken out the Post Office travel insurance, as it has won an award for the best travel insurance for I think the past five years. Peace of mind is worth an awful lot! Also, unless you are going to use all the facilities of the bank account, then it isn't really going to be cost effective to pay out £12 a month.

[Valeriea]

Does the post office travel Insurance cover the U.S.A.?

[factor-fiction]

Certainly don't sign up for a fee-charging bank account just to get this 'free' travel insurance.
I always find these to be good (and I buy it through Quidco or other cashback sites and get 15% cashback)
http://www.direct-travel.co.uk/

[spudqueen]

Of course the Post Office travel insurance covers the USA. They cover different areas, UK, Europe, Worldwide (excluding USA and Canada) and Worldwide including USA and Canada.