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A trick one?

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Dom7777777 | 13:43 Sat 15th Oct 2011 | Insurance
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Hi there. My wife is a named driver on my car. She has recently made a claim. I am thinking about reinsuring my car for my sole use. Do i have to declare the claims made my wife on my previous policy. Thank you in advance.
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Avatar Image New Judge
Yes, because the claim was made under a policy which you held.
13:56 Sat 15th Oct 2011
Avatar Image New Judge
And to continue - your wife could not have made a claim under your policy, only you, as the policyholder could.
13:58 Sat 15th Oct 2011
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okay thanks guys. Worth a try.
14:44 Sat 15th Oct 2011
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Another quick question. If I were to remove my wife from my insurance do i benefit in anyway?
14:46 Sat 15th Oct 2011
Avatar Image boxtops
Not necessarily IMO, the risk is rated on both drivers - if generally her record is better than yours, your premium could go up.
14:47 Sat 15th Oct 2011
Avatar Image Dom7777777
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My record is clean. She has been involved in two incidents ( one in which was not liable and recovered all costs and another in which she shared liability).
15:34 Sat 15th Oct 2011

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