ChatterBank4 mins ago
Renting a house and credit record
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After a build-up of debts from university, I sold my flat last year, paid off all my debts and moved in with my parents. I am now relocating due to work and am wondering if my previous adverse credit record (I missed many payments on credit cards, loans etc) will affect my ability to rent a flat? I still have one credit card which I use and haven't missed a payment on that or utility bills for the past 18 months. Do estate agents do credit checks and will I be able to rent a property?
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No best answer has yet been selected by camille79. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.i think it depends on the estate agency that you use. where i rent from, i had to go through a credit check (which i had to pay for), but some other people who i know, who rent from different agencys didnt have to go through these checks. they did however have to provide x months wage slips to prove their income.
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