Insewerance Renewal ...

sunny-dave | 11:53 Fri 16th Dec 2011 | ChatterBank

9 Answers

Even by the somewhat relaxed 'standards' of their industry, my bike insurers have gone off the deep end this year ...

Year 1 (no NCB) was £186
Year 2 (1yr NCB) was £148
Year 3 renewal quote (2yr NCB) is ..............£271

So a quick blast of moneysupermarket got a rather more competitive (!) quote for identical cover (but actually with half the excess) of .........£112

So I accepted the quote & paid the broker - and it then turned out that the actual policy is with the same underwriter who had quoted the £271 for renewal ...

<mad as a box of frogs having a mad day> :+()

Is Christmas Humbug or Not?

Reindeer pate ?

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jno

usual thing is to get a better quote then ring the original people up and invite them to improve it.

Wouldn't have been any help in this case, obviously. But in the past few years I have got used to ringing up insurers, AA etc, saying "Give me a better quote or I shoot the puppy".

AB Editor

Insurance companies have a lot of puppy blood on their hands.

boxtops

doesn't surprise me at all, these days it pays to shop around. We rarely stay with the same insurers for anything, two years running.

sunny-dave

Question Author

They seem to be getting more cunning - it now seems to be a regular ploy for 'year 2' to be competitive and the real bite to come in 'year3' when they hope you've relaxed your guard.

jno

boxy's currently holding out for a better quote from Gravatar, I see