As mentioned, the ground source heat pumps are quite expensive, due to the installation in the ground. Here in the U.S. they can be placed down drilled wells (maybe 100 feet deep) or in a trench system, but regardless it gets expensive fast. Thing is, once they're installed they are extremely cheap to operate. All that's needed is a cirulation pump driven by a small electric motor. Here in the western U.S. we have an air to air heat pump and it works very well down to about 25 or 30 degrees (F). Below that one needs a back-up source of heat.
The unit sets outside, of course, and is a scroll compressor unit and is fairly quiet, but if I were to do it again, I'd move away from under a bedroom window. It cycles on and off dependant on demand from the furnace air handler. It never freezes up, since it has a sensor for tha tpurpose and goes through a defrost cycle if required.
Here, we get a tax credit for the energy savings. By the way, it also does airconditioning duties in the summer and it's even better at that...