Business & Finance0 min ago
low mileage insurance
12 Answers
Hi there i was wondering if any one can suggest any low mileage insurance companys.
I've now started riding to work and will now only use the car for lesure and some times commuting to work.
10k pluss was the average for me but i now wont to lower that down to 4k or lower.
I've now started riding to work and will now only use the car for lesure and some times commuting to work.
10k pluss was the average for me but i now wont to lower that down to 4k or lower.
Answers
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For more on marking an answer as the "Best Answer", please visit our FAQ.Adrian Flux are good. I insured my old Bentley through them, at a ridiculously low sum. They required me to produce proper, strict, evidence at renewal that I had done less than the small mileage in the year, but they quoted down to the kind of mileage that you'd do in a weekly trip to the shops down the road.
Don't the usual firms that advertise adjust for very low mileages?
Don't the usual firms that advertise adjust for very low mileages?
Having a low annual mileage isn't the only thing that's taken into account when the insurance premium is calculated.
There are other things, such as how much of a claim are you prepared to pay yourself. Where is the car normally kept, a drive, on the street or in a locked garage? Also, have you had any motoring convictions in the last three years, up to five years with some companies.
But, you've been given good advice about going on to the comparison sites, or maybe a broker.
Best of luck in your search.
There are other things, such as how much of a claim are you prepared to pay yourself. Where is the car normally kept, a drive, on the street or in a locked garage? Also, have you had any motoring convictions in the last three years, up to five years with some companies.
But, you've been given good advice about going on to the comparison sites, or maybe a broker.
Best of luck in your search.
Ther are places that do 'on demand insurance' you have to policy but have to notify them in advance each time you make a trip. mainly for people who have collectable or classic cars that they only drive a few times a year.
With the main companies they will ask if you use the car to go to work 'commuting' as you will have to say you do , they are not going to give a very low quote.
As an example I was thinking of taking the car off the road for a few months and just getting 'Sorn' cover against theft or damage. It was £158 for a year, I decided against it and kept the car on the road , a years fully comp was £226 with 7000 miles but no commuting. Arranged through Swinton.
With the main companies they will ask if you use the car to go to work 'commuting' as you will have to say you do , they are not going to give a very low quote.
As an example I was thinking of taking the car off the road for a few months and just getting 'Sorn' cover against theft or damage. It was £158 for a year, I decided against it and kept the car on the road , a years fully comp was £226 with 7000 miles but no commuting. Arranged through Swinton.