A couple of years ago I arranged a bank loan, secured on my house, in order to facilitate the purchase of a property by a niece. The loan was repaid promptly as soon as she found a buyer for her old home.
I know I have the paperwork somewhere, but before I start searching for it would that type of loan have come with PPI?
I have never had any PPI because I was rarely offered it and when i was I always opted out, so based my experience I can't see how anyone would ever have it without being aware of it, but it seems some people were unaware.
I think the answer is it could have but quite likely it didn't. You need to find your paperwork or ask the loan provider