That's What You Call A Near Miss!
ChatterBank0 min ago
No best answer has yet been selected by jibjab. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.I earn less than the average wage and I get by on my wages. I do have a credit card and use it all the time because it's convenient and I earn reward points, but I pay it off in full every month.
I'm fortunate because I come from a family where everyone is very good with money. Both my grandparents and parents were very proud of the fact that they had never been in debt despite the fact that they were all fairly poor. So, I learnt good money skills from a young age. I do sometimes feel like an oddity though as so many people I know have fabulous lifestyles and lots of debts. I sometimes wish I could afford lovely things, but I'd end up being constantly stressed-out if I had debts.