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Thanks everyone I think I am really stressed out about an £80 loan I have taken out from minicredit.co.uk I read some terrible reviews about them making threats and people getting over £1000 in debt with an £80 loan but they are licensed by office fair trading and there have been a few reviews where people have said they had no probs and it is people who dont pay that have them. I can afford to pay it back next week so I think I will be ok but reviews are bad. Its crazy but I keep on imagining the worst. Can anyone put my mind at rest?
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I agree with the others- if you pay the required amount son time you will be okay.. But given the number of such loans you seem to take out I wonder whether you are just using one to pay off another. It's also worrying that on your other thread you are spending money quickly and don't know where it goes. I think you need to seek the free debt counselling advice that's available and try to find some way to avoid this cycle.
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