ChatterBank2 mins ago
Re mortgage advice please
I am looking to see if anyone could advise on a good remortgage deal.
I am lucky to have a low balance for the next 10 years but just looking to see if any savings could be made.
I am with c & g at the moment on variable rate but just wondering if I were to remortgage I might be able to make further savings.
I am lucky to have a low balance for the next 10 years but just looking to see if any savings could be made.
I am with c & g at the moment on variable rate but just wondering if I were to remortgage I might be able to make further savings.
Answers
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It depends what you think interest rates are going to do - C&G SVR is currently BR+2%, but their Homeowner rate (which all new mortgages are based on) is 3.99% and (I believe) not linked to BR.
If you're on the SVR (like me), I'd stick with it as I don't believe rates are going to go up for a while, and then slowly (although I'm sure other ABers will have different views!).
If you're on the HVR, then I think there are lower fixed rates becoming available - although all with strings attached, of course.
Happy mortgage hunting!
If you're on the SVR (like me), I'd stick with it as I don't believe rates are going to go up for a while, and then slowly (although I'm sure other ABers will have different views!).
If you're on the HVR, then I think there are lower fixed rates becoming available - although all with strings attached, of course.
Happy mortgage hunting!
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