Insurance companies are now going to look at you as a massive risk, really one they just don't want.
You will generally not find anyone wishing to take you on and therefore the place to look are the companies that 'specialise' in dr cases and they will look carefully at the circumstances and the figures involved and come to a decision whether to go with you or not.
Having made a positive decision they will then apply a premium that will never be cheap. You gave that right up when you were naughty.
In short. Go to a specialist, find one that will take you and pay. Just no way around it other than driving without cover and then if caught you had best not plan a summer holiday.