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Husband Left Me With Morgage Arrears

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pandora123 | 18:48 Thu 27th Dec 2012 | ChatterBank
27 Answers
my husband and I have split up I am in the house with our daughter but the mortgage is not in my name just in my husbands. He has said that we are welcome to stay in the house as long as I pay the mortgage which I have agreed to do but he has now told me he is in arrears with the mortgage as he lost his job a few months ago I am able to afford to pay the monthly mortgage and even a little on top to pay towards the arrears but am unable to pay the arrears in full could someone please tell me what my rights are and where I stand
apologies if I have put this in the wrong catergory
Thanks in advance
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I very much doubt they will seek possession for the sake of £700. Indeed, if they did, I very much doubt the Court would allow them to do so. Get your husband to speak to them and agree a scheme for paying back the arrears. If you get an agreement and stick to it they won't take proceedings. They can't just tell you to get out of the house (if they do, ignore them). They...
19:32 Thu 27th Dec 2012
I think it's best that pandora seeks legal help before things get worst.
I agree with you dotty
Yes Dotty, that's what I meant that HE should negotiate with them. They won't talk to her. But it needs to be done with her agreement given that she is paying the arrears.
it's got to be in writing too or else the next thread will be, 'My husband is doing me out of my share of the house cos he says i never paid nuffin to the mortgage' pay by direct debit or personal cheque, create a paper trail, keep amy bills for any maintenance or upkeep of the home, he'll look for the get out at the earliest opportunity, especially of he decides to play happy families somewhere else and sez he can't afford 2 homes,
get to a solicitor and set up a payment plan with him to cover future legal fees, make it water tight or you'll regret it
As Barmaid says.
The one thing that is certain, from what you say, is that you can stay where you are. But you have probably more rights than simply staying put. You must see a solicitor who deals with 'family law' as soon as you can, because it is not possible to give you any more than the basic answer to your question here and there are certain to be further matters concerning matrimonial property etc which you should be advised on.
what a mess he has left behind,it must be an awful worry for you. I cant offer legal advice but for what its worth you have my sympathy and maybe a good start would be to go to the CAB and see what advice they give.

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