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Iva Paid Off What Can I Do Now?

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minnie76 | 21:25 Wed 16th Jan 2013 | Business & Finance
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I have finished paying off my IVA in April 12.
Looking to get a mortgage in the next few years but at moment my credit rating is very poor, suggestions appreciated on what I need to do to improve this?
thanks :0)
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What's an IVA?
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IVA means individual voluntary arrangement - it is an alternative to bankruptcy however once paid off less severe implications to bankruptcy

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