Many years ago i told my Mum that she had brought me up to be mean, she replied, " No, I brought you up to be careful". With many wise years behind me now, I agree with her and thank her for it.
We have a nice bit of money behind us,and hopefully can start thinking about retiring in the next 5 to 8 years. We can afford to buy things we want, but neither of us are stupid with our money. We still do a yellow label shop, and buy things in bulk from the wholesalers. Definatly not tight with our money, but we are sensible. x