If A Meteor Crashed On Your House Would The Insurance People Pay Up Or Would It Be Considered An Act Of God?

[sandyRoe]

.

[humbersloop]

do they have insurance companies for atheists?

[sandyRoe]

They'd have an apoplectic fit if they were told an act of god had caused the damage.
"But I don't believe in God," they'd say. :-)

[Captin Kirk]

They wouldn't pay up in my case as they wouldn't be able to tell the difference from before the meteor landed in my house.

[aelmpvw]

they'd probably counter claim that it was down to the wife's cooking

[The Builder]

Sandy, I imagine the Insurance Company would insist on claiming from the meteor's own insurance ;o)

[giveup]

Of course they would'nt pay up. They would all be celebrating the best get out ever.

[The Builder]

That's the problem Steve. I don't think this will ever be resolved until it's Universally decreed that all heavenly bodies carry their own indemnity for, at least, Third Party, Fire, and Apocalypse.

[Old_Geezer]

They are insurance companies. What do you think they would treat it as ?

I don't believe they are obliged to identify which God.

Maybe down to public tax money to compensate then ?

[naomi24]

http://en.wikipedia.org/wiki/The_Man_Who_Sued_God

Good film. :o)

[TheHangman]

You could take it to small claims court and ask them to provide a written statement from God admitting liability, they would have after all have introduced this supposed vandal into the equation.

[wolf63]

I think that I would be too dead to care.

There is much more chance of a meteor landing on my house than there is of their actually being a God.

[Old_Geezer]

Given sufficient time even the extremely rare things occur.

[wendilla]

no idea but I hope it waits until I see Corrie.

[Duncer]

In a similar vein, if youy had to choose between a lottery win and your wife, what sort of car would you buy?

[atalanta]

Home insurance usually covers you for "impact". This was tested once in court, when a swarm of bees attacked the mortar in a house which became unsafe. The insurers stated that if an elephant had run into the house, that qualified as "impact", but bees eating the mortar did not. I can't help wondering how any insurers could wriggle out of calling a direct hit by a meteorite an "impact"

[emmie]

suggest find the God that did it and sue...

[FredPuli43]

No. They'd say it was Act of God, that is something which no care, foresight or plan could be expected to prevent, is not reasonably foreseeable, and is not caused or contributed to by human agency. To be distinguished from force majeure which is something like war or riot, which the parties have no control over ( a distinction lost on one correspondent to Radio 5 Live just now).

Courts don't like Act of God in pleadings much. Insurance companies are included to plead it in cases of natural disasters like floods or heavy rainfall causing damage. Such events should, and could, be easily excluded by express terms and are rarely unforeseeable anyway.

[weecalf]

Ive got a meter board in the kitchen and the electricity company claim about 60 quid of me a month .Does that count.