Stocks And Shares Isa

[johnrambo18]

Fed up with the poor return from a cash ISA - what can you expect from stocks and shares? I know there are fees to consider, but are you better off overall?

[woofgang]

that is going to depend on what the stock market does. Have you thought about an investment fund ISA? You get experts investing your money and can spread even quite a small amount.

I keep recommending this book and will do it again
Amazon.co.uk User Recommendation

you might also like to go and look at the M and G website, not with a view to investing, but because the explanations are clear. I have investments with them that have done ok but I don't suggest the website for that reason

[KJN]

http://webfund6.financialexpress.net/clients/hbos/Products.aspx?datatype=performance&style=hal&sitevariant=NO&productid=1

Has done ok for me over the past four years, Nothing guaranteed, only going by my investment.

[johnrambo18]

presume with this, you do not get "income" as such like interest, but just a gain (or loss!) on the value of the capital...

[dzug2]

You may well get dividends, which can either be paid out to you or be reinvested

[boxtops]

Have a look at the different bonds being offered by your current provider instead - I've just bought one from Nationwide (as an existing customer) which offers a better return than an ISA.

[johnk]

On shares you get dividends but these are not guaranteed and are still taxed!
Any capital gains on the share price increase is not taxed. If you go in for a managed unit trust type or any other watch for the charges which can be quite high.