What Would You Do?

[trt]

I use a prepay credit card and last Sunday loaded £100 online from my bank account to the card.

On checking my credit card details they have loaded £200, yet only £100 has been taken from my bank account.

What would you do?

[magsmay]

caz -I'm not trying to put my personal values onto anyone -I'm not criticising anyone for being honest -saying they are stupid, am I? My observation was that its easy to pontificate on an anonymous forum -not that I'm saying anyone in particular is -just an observation.

[2sp_]

I would get in touch with the Credit Card folk and let them know. They are bound to find out sooner or later. I would loose sleep if I said nothing.

[magsmay]

just as curiosity 2sp -why would you lose sleep? seriously? Would you worry the police would come around to your house and arrest you? or that you wouldn't go to heaven? Please do not take this question as inflammatory as I am genuinely interested in how something so unimportant could instigate someone to such worry they lost sleep over it.

[2sp_]

I would loose sleep because I would feel that I had taken possession of something that wasn't rightfully mine, and in my own eyes that is theft.

Don't believe in heaven and can't see the police coming to arrest me. I think honesty is important, and by not letting the credit card company know they had made an error, I would be dishonest.

Damn sure we would ALL be in touch with them if the error had been in their favour instead.

[society]

Poor Trt, you all scare him away. :)

[237SJ]

I`d tell them and get it over with. What`s the point on sitting on it? It`s not earning interest and if you spend it and they come back at you for the money in the future, you`re going to have to find £100 from somewhere.

[chrisgel]

quinie - I'm sorry but I can't imagine a mindset that would let my children or any child suffer for the sake of my own moral judgement.
In fact I would go so far as to say that if there were no alternative I would steal to feed them.
Who's to say who's right or wrong?

[trt]

Blimey, didn't expect such a response.

It shows on my credit card statement as two separate payments on the same day of a £100 being added.
On my bank statement it only shows only one payment of a £100 being deducted.

I would have thought that the £100 has vanished into thin air!

[trt]

I have decided to say nothing to my bank about the error, this is because in the past 11 years they have charged me £30 twice for going into the red for a paltry £12.