I am unable to get out at the moment, having succumbed to the dreaded novo virus....
I am checking the new ISA providers.....apart from the big banks, are there any other smaller ones, or building societies giving more than 2 %..?
I prefer to deal face to face and would commit for 2 years. I am a higher tax payer.......( but if things go on downwards, I'll soon be losing that "privilege ")
Most of the deals at the moment are pretty dire and if you do get a half decent rate, you can`t transfer in previous ISAs. I use thisismoney.co.uk as it gives clear tables about what is available. I hate to say it but Santander seems to be one of the best rates (if you can bear to deal with them as they`re atrocious)
If you have a Santander 123 Current Account (or Credit Card) you can get a 2 year ISA at 3% and it accepts transfers in from other providers. Probably wont get much better than that at the moment.
Oh and if Rory McIlroy wins a Major Golf Tournament you get an extra one-off bonus of 0.10% (every little helps)