Verified By Visa

[bongoboy]

Each time i pay for my online shopping (Tesco or Asda) and i go to the verified by visa screen where i normally have to put the password letters in, the last 2 weeks it skips the password bit and goes straight to the next screen which thanks me for my payment and confirms my order.

I was just wondering if anyone else has noticed that they don't have to put there password in or maybe its a fault with verified by visa.

[sherrardk]

I think it's a random thing. I change my orders a lot and sometimes I have to do the password thing and sometimes I don't.

[2sp_]

I may be wrong, but I think that after a while of using your card from your IP address the system recognises you and doesn't ask for your password any more.

All I know for sure is that I've not been asked for my password for a donkey's age.

[Canary42]

It does vary according to the transaction - it's governed by the card issuer and they don't (for security reasons) release details of how they decide to seek verification or not.

[Canary42]

Rapport will not run on Apple Mac.

[LazyGun]

I have had the same experience as SP - have not been asked to present characters from my password for a long time - in fact, not entirely sure i would remember it now if I were asked!

On the other hand, my Mother, a recent convert to online purchasing, is asked it all the time....

[bongoboy]

Thanks everybody for the replies.

I have been using it for years, so perhaps like you say it recognises my IP address, just thought it a bit strange as its only the last 2 weeks i haven't had to put it in.

thanks again

[vodkancoke]

I noticed that today when I placed a Tesco order. It has always taken me to the Verified screen, but it didn't today.

[wendilla]

So glad I read this as this week when I paid by visa it did not take me for verification which it normally does . But must be ok as it is gone from my account.

[ummmm]

Yeah. We play the lottery on line and have always had to put a password in (could never remember it so had to change it everytime) but with the last top up it skipped that stage.

[Smowball]

bongoboy, I have been shopping online with Tesco for years too and it did the same thing to me this week for the very first time also.

[bongoboy]

Thanks for all the replies.

It seems this is happening to all of us, like you smowball i have been using Tesco for years and this has only happened the last 2 weeks.

[jno]

is skipping a security check a good thing?

[Kiki-frog]

It's stopped asking me for my password as well, which is good in some ways as I can never remember what it is. But like jno says, is this really a good thing?

[Kiki-frog]

Having said that, Visa is pretty hot at spotting potential fraud from unusual buying patterns. They've phoned me up a couple of times when I've bought something unusual

[LazyGun]

Its all about the balance between ease of use/convenience, and security really, isn't it?

As a rule, particularly for accessing bank accounts and the like, the more security the better, but I must confess I do quite like to be able to 1 click shop when online...

[2sp_]

I don't think it skips the check so much as checks your IP address. When I use my cards I still get the "contacting your bank for verification" page but not the actual prompt for my password.