Lloyds Tsb Isas

[ladybird49]

I have money in a current account with them but dont have any direct debits coming out or any paid in ( wages ) so its just a " holding" for the money i have in there ( not a lot ), can i get an isa with them does anyone know ,

[daisya]

Can't see why not, they advertise them and you and open one with or without having accounts with them. I have similar to you with them 'cept not an ISA as the rate is lower than other places I've looked at.

[New Judge]

You'd do much better to convert your current account to a Lloyds "Vantage" account. It pays 4% (subject to tax, so 3.2% net) on balances up to £6,000 at the moment. The best ISA Lloyds do is 2.4% tax-free if you tie up the cash (maximum £5,760 for this tax year) for 4 years.

You have to have £1,000 per month paid in, but you can do that by transferring it in from another account and transferring it out immediately.

[Caran]

Coventry are offering 2 .6%b at the moment.