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CT yes the silver tipped do tend to chase the other fish, I know there is always going to be a certain amount of territorial behaviour and 'pecking order' as such, but wouldn't want to see the tails nipped on the guppies which was my main concern.
Emma-J thanks for mentioning about the tank volume, it is a valid point and one that we are aware of - we have definitely got room for more though.
Still can't identify the mystery fish, hubby says that they are definitely tetras but can't remember what. They are predominately silver with a iridescent blue/purple bit near the tail, not a lateral line like neons - does that ring bells with anyone?