Quizzes & Puzzles26 mins ago
savings
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For more on marking an answer as the "Best Answer", please visit our FAQ.Hi, HSBC are offering a regular savers, pays a fixed rate of 8% gross, fixed for year, minimum payment of �25 to maximum �250 per month. Also have you taken advantage of tax free savings with a cash isa, the rate should increase the more savings you have as the rates are normally tiered. You should contact your bank and ask for an appointment with their financial planning manager, they will be able to look at longer term savings and they shoudl offer you this service for free sometimes they even offer incentives such as free will writing service when your at the appointment, hope this helps a bit!
Hi, you can pay in up to �3000 per annum into a cash mini isa, and you can make these payments in a lump sum or by monthly standing order for example which would probably be best for yourself. You dont have to pay in the full �3000 each year but could pay your �50 each month and if you have extra funds, transfer those in aswell. You can open an isa from as little as a �1 so certainly worth looking at. You can only have one isa in any tax year but can build up a nice nest egg for yourself. Also there is no notice required to withdraw your funds so you can get at if you need to which is good peace of mind!