Fraser you are not in a poor position if your wife has now moved to another location, your house and services are in your name and there are no children or domestic violence involved, try to agree with your wife the financial arrangements rather than have them arranged by the Court, then perhaps speak to a solicitor to ensure nothing has been overlooked or perhaps have a memorandum of understanding prepared by a mediator. You do not say if your wife worked and her salary was used to pay the mortgage or if without her assistance you could not pay the mortgage, which may give her legal grounds to make a claim, has she seen a solicitor and started proceedings? Try to keep on good relations with your wife and always be reasonable, remember all that is now required is for one party to claim there has been an irretrievable break down of the marriage. You are not responsible for any debts in the sole name of your wife or for which you were not guarantor; it may be worth arranging at least one meeting with a solicitor as soon as possible and provide them with full information.