I think you would have to claim from your household ins. It's not the power companies fault, they can't be blamed for the storm. I know that it's awful for you with no power and you have all my sympathy but I feel sure that the power company are doing all that they can to restore it. They aren't getting any revenue if you aren't using it. I hope you don't have to wait too much longer. What area are you in? I know we have some people around here that have been out since yesterday morning.