house deeds

[foofy]

I need to remove a name from the house deeds, how do i do this? & can I do it on-line?

[dzug]

You can't do it online although the Land Registry are working on it. I doubt if individuals will be able to do it even then.

Unless you've a good understanding of the process (and your terminology indicates you haven't), you need a solicitor or conveyancer. The person whose name is 'coming off the deeds' needs to transfer their interest in the property to the remaining owner(s). He/she will need to sign a document which the solicitor will draw up and which is then sent to the Land Registry to update their records.

[Loosehead]

House deeds are no longer relevant. It's the land registry entry that needs updating

[Golden Shred]

The first answer is totally wrong.

If there is a mortgage on the property your proposal can only be effected by your mortgage lender. First of all you must obtain the lender's agreement - they are not bound to agree and may refuse. However, if they agree your proposal will be called "Transfer of Equity" and your lender will basically do all of the work - yours and theirs - and charge you a fee. They may require that the person's whose name is proposed to be removed appoints a solicitor, this must be accepted. If the Transfer of Equity is without complexity budget total cost �800 - �1000. You should not appoint a solicitor at this time, simply contact the Lender and follow instructions.

Deeds have been done away with for years now and it is only your Register entry on the Land Registry which counts now. Without a mortgage you can do what you propose yourself. Simply phone your local District Land Registry Office and they will guide you through the process. It involves completing two simple Forms which can be downloaded from the Internet, and telephoning 0845 6030135 and telling to the Stamp Duty Land Tax Office the financial details of your proposal so that they can issue you with a form enabling the Land Registry to proceed. That is all, except a fee of �30 -�40 to be paid to the Land Registry, they will tell you.

[lady_p_gold]

Can you give us a little more information. Who are you trying to remove and why. As stated you would not be able to do this without their signature and the consent of the mortgage lender if there is one.