Do We Ever Really Care Who Lived In Our...
Home & Garden23 mins ago
No best answer has yet been selected by kdrpink. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.You can't have a mini and a maxi ISA in the same tax year - you can have two minis, one cash and one stocks and shares, which I think is what WoWo is meaning to suggest.
Some thoughts, rather than advice:
Using Ing you would have a reasonably certain return and some protection for your money if Ing went bust.
With the ISA you are highly unlikely to lose all your money, although it's not impossible. There's a small chance you will lose some of it - particularly if you need the money as soon as (or particularly before) 5 years is up.
After 5 years you've a reasonable chance of making as much as with Ing, a reasonable chance of making a bit more, and a small chance of making a lot more.
Which to choose depends on how comfortable you are with the risk, and whether you can afford to leave the investment to recover at the end of the 5 years if it's going through a bad patch. If you are going to need it sooner than 5 years then go for Ing.
It also depends on what other savings you have - if it's all you've got then I'd be dubious about putting in in shares.
Sorry, we can't find any related questions. Try using the search bar at the top of the page to search for some keywords, or choose a topic and submit your own question.