Travel Insurance.

[kjn2]

Took out yearly cover in travel insurance last September, going on holiday in June for three weeks. Was told this week have high blood pressure and have been given medication. So do I have to inform the Insurance Company and will I have to pay more. Bearing in mind that at the time of taking out the yearly policy no health problem. ( will dig out the T and C when I can find them) but curious to know what others think. Thanks.

[bhg481]

No, you told them the truth at the time of taking out the policy. If you come to renew you'll have to admit to it then, even if you renew with the same company.

[pauln90]

This is from the ABI website FAQ's about changes to health.

Do I need to inform my ins
urer about any change to my health?
It is important that you tell your insurer about your health history. If you
disclose something that does not increase your risk of making a claim, your
premium will not be affected. But if you had a condition before you
r trip
and did not tell the insurance company, your insurer may not pay for
medical treatment or the costs to get you home for any claim related to
that condition. To make sure this does not happen, tell the insurance company.

If you do not disclose the change to your health you risk being uninsured.

[dzug2]

Read your T&C - there may be something in it about when you booked the trip and its relationship to the pre existing condition. You may well be OK but it's best to check

[kjn2]

Thanks everyone for the advice.