nicole, no-one really goes out of their way to hurt their family and I don't think you want to hurt them at all :-) but glad that you are thinking long and hard about this. You never know, it could be the best thing that you ever do, it's just very difficult (as canary has already mentioned) for a group of strangers on the internet to offer you sound advice given that we don't know you well enough, although we will try and help in our own way.
That's why I mentioned talking to close friends? possibly an older friend who you are close to and has had some 'life experience' (not meaning to say you haven't had any life experience, but can you see what I mean?) I'm going off-line now, but I really do wish you all the best and remember: take, your, bloomin', time, missus ;-)