If I Am Still In Full Time Employment At 65 Years Old Will I Collect A State Pension I Am Still

[Denisdiamond]

If I am still in full time employment after I am 65 will I still collect a state pension?

[Gizmonster]

In a nutshell, yea you can still work, whilst claiming your pension, or you can defer your pension, in order to claim more later:

http://www.nidirect.gov.uk/working-part-time-after-you-retire

[grasscarp]

You can take the pension when it is due for you. Or you can defer and it will become a bigger amount each month eventually when you decide to take it. I am in full time employment but also take my state pension.

[Maydup]

Once you reach retirement age, whatever that is for you, there is an option to draw the pension or defer it. The choice is yours regardless of whether or not you are working.

[Denisdiamond]

Thank you. Much apprecìated.

[New Judge]

One thing you should bear in mind is that although your Stae pension is paid free of tax deductions it actually forms part of your taxable income.

This means that if you are paying tax at the basic rate on your employment at the moment you will pay quite a bit more when you receive your State pension. If your state pension is, say, £100 per week (roughly £5,000 per year) you will be liable for tax of £1,000 on it. This will be collected via your employment and it means you will see around £20 per week more tax deducted from your pay.

[Buenchico]

Remember to ensure that you don't pay National Insurance contributions after you've reached State Pension Age:
http://www.hmrc.gov.uk/pensioners/paying-making.htm