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Just typed a long reply then pressed the wrong button so I lost it. Will start again. Yes, I am scheming. When you apply for travel insurance you have to declare pre existing conditions. You list them and you are asked what medication/treatment you are having. At the end, you might be told that the policy is not affected, the price might rise or you might be told that they can`t cover you. For someone of my Mum`s age, there is a risk of stroke or heart attack so she needs cover for her hypertension. However, if she was no longer on the drugs, she wouldn`t have to declare the condition because in theory it wouldn`t exist. Therefore, she would be covered under the policy. You can choose to exclude conditions which means the policy covers you for everything else but not anything connected with the condition. If she just stopped taking the medication and she had a stroke or heart attack whilst away, I`m pretty sure the underwriters would want access to her medical records before paying out thousands for treatment/repatriation so just not taking the tablets isn`t an option unfortunately.