Pet Insurance

[jennyjoan]

I have broached before on this subject but would like your views.

I am with Tesco and the monthly amount has jumped from £20 to £43 - I have paid insurance for 11 years for Mr Harv but am wondering would I be better to put the £43 elsewhere in a wee account for him.

The worse thing is if I was to cancel say next week - the following week I may need to go to vets. It is a catch 22 but like I say what would you do. Thanks for your views.

[boxtops]

Conne, it is catch 22, and one thing about pet insurance is that it does go up as your pets get older. All my cats are now over 11 years old, and I pay about £22 a month EACH for them. All I can say is that for one of them, I have already had my money'[s worth in claims, what with blood tests, operations, etc. I am with PetPlan which I find better than some of the others - they will insure a medical condition for life, whereas some of them do it on a year on year basis. They have been paying out for Rover's kidney condition for over five years now (subject of course to the usual excesses).

[jennyjoan]

Boxy - just looked at what you pay for one of your cats ie £22 - is it more for a dog then.

[boxtops]

I wouldn't like to say, conne, I haven't got a dog - but you could get no-obligation quote from PetPlan on-line here http://www.petplan.co.uk/?gclid=CL7BgeqJ8MACFYXJtAod1xMAhw&gclsrc=aw.ds

[jennyjoan]

I looked at your link Boxy but don't think it worth my while putting the info in as Mr Harv does have cancer and so I don't think any insurance company would touch him.

[furrypusscat]

I think you will either have to stick with who you are with or do as you say and put money aside. Doubt any insurance company will take your pet on or if they did the premium would be much higher due to your pet being over 10 years of age and would not cover for pre existing conditions anyway. I personally would probably stay put unless you are prepared to pay if your pet gets ill or injured due to the cost of vets bills and medications being quite expensive. It is difficult to know what is best.

[boxtops]

I agree with pusscat. It's his age putting up the premiums, and his cancer would definitely flag up if you tried to move. You have insurance and for any pet with a medical condition, it's so worth keeping it on.

[jennyjoan]

thanks all